Health Insurance Literacy

San Juan Basin Public Health’s Health Insurance Literacy Program believes that access to affordable healthcare is a right. We increase awareness in the community of health insurance options and provide assistance with obtaining private coverage and financial assistance through Connect for Health Colorado. Our program also offers enrollment application guidance for public programs, such as Health First Colorado and CHP+. By providing individual consultations we help community members reach their highest potential for health.

CONTACT

Health Coverage Guide | 970.335.2021

HEALTH INSURANCE SERVICES

The Affordable Care Act (“Obamacare”) is still in effect and providing affordable private health insurance to thousands of residents of La Plata and Archuleta Counties. This year’s Open Enrollment Period goes from November 1, 2019 to January 15, 2020. Coverage can begin as soon as January 1. We’re here to help you understand the system and make good insurance coverage choices.

Depending on your income, you may qualify for premium-free Medicaid coverage, or your children may be able to get low-cost care through CHP+. It’s also easier than ever to get help paying for private insurance through Connect for Health Colorado. Whether you want a minimal coverage plan to keep your monthly costs down or a more generous plan to cover expenses you know you’ll have, there are over 20 plan choices available from 2 different insurance companies, and the choice is yours. It only takes 5 minutes or less to find out how much help you can get. Last year La Plata County residents who qualified for help averaged over $740 per month in financial assistance. Don’t leave money on the table.

If you already have health insurance through Connect for Health Colorado, we can help you review your plan to make sure it is still the right choice for you and your family. New lower rates may make better coverage available without increasing your cost. Even if you are not eligible for financial assistance, rates are down about 30% in Southwestern Colorado. Let us show you the options.

Give us a call at 970.335.2021. You can make an in-person appointment, get a quick estimate of your eligibility, or just ask a question. We’ll also be in the community to talk to you in person and answer your questions. See our list of currently scheduled in-person outreach events to the left side of this page and check back for additions to the schedule. As always, this is a free public service of San Juan Basin Public Health and Connect for Health Colorado.

Insurance is complicated. That’s why Connect for Health Colorado offers a state-wide network of certified experts who can help you complete your application in person and for free.

Health Coverage Guides are available at San Juan Basin Public Health to provide education about affordable health insurance to their respective communities. While they can’t make specific plan recommendations, these trusted experts can help you enroll and apply for financial assistance to lower your costs. They are also very experienced in helping with complicated situations such as when one family member receives public assistance while the others do not.

Health Coverage Guides help clients determine if they are eligible for tax credits to lower monthly premiums, as well as obtaining health insurance so as to avoid tax penalties for being uninsured.

Tax Form 1095-A

The information on Form 1095-A will help you report your health insurance coverage and any financial assistance you may have received last year to the IRS. Be sure to keep the document in a safe spot you can easily access when you prepare your 2019 taxes.

Open Enrollment Period

The next Open Enrollment Period begins in November of 2019.

OTHER RESOURCES